Payment acceptance
Create responsive checkout experiences across UPI, cards, net banking and other configured methods.
Explore the capability
One platform for modern business payments
Move money with clarity, speed and confidence.
Phonex Pay brings payment acceptance, payouts, subscriptions, invoicing and transaction insights into one thoughtfully designed platform for Indian businesses.
Built for IndiaPayment experiences shaped for local business needs.Designed to scaleStart focused and add capability as you grow.
Business overviewIllustrative data
Collections this month₹8,42,610↗ 12.8% from last month
Next settlement₹1,86,200Expected tomorrow
Payment activityLast 7 days
UPI paymentOrder PX10482+ ₹12,800
Card paymentOrder PX10481+ ₹7,400
Net bankingOrder PX10480₹3,250
✓Payment successfulReference PX10482
Settlement prepared₹1,86,200
UPI
Cards
Net Banking
Wallets
EMI
QR Payments
Connected payment operations
Everything you need to manage money movement, without the clutter.
Give customers simpler ways to pay while your finance, operations and product teams work from a clearer source of truth.
Payment links
Share a secure collection link for an invoice, order, service or one-time request.
Explore the capabilityBusiness payouts
Organise vendor, customer and team transfers with status tracking and approval-ready workflows.
Explore the capabilitySubscriptions
Bring plans, billing cycles, reminders and recurring-payment activity into one view.
Explore the capabilityInvoices
Create professional invoices with customer details, taxes, discounts, due dates and payment context.
Explore the capabilityPayment analytics
Understand success trends, method preferences, failures, refunds and settlements more clearly.
Explore the capabilityFlexible payment choice
Make every checkout feel familiar.
Present the right payment methods for each customer and channel, while keeping the operational experience consistent for your team.
01
Subject to partner configuration and eligibilityUPI
Intent, collect and interoperable QR journeys.
Fast mobile-first bank payments02
Subject to partner configuration and eligibilityCards
Credit and debit card checkout experiences.
Domestic and international card flows03
Subject to partner configuration and eligibilityNet Banking
Direct bank selection and redirect workflows.
Broad retail-banking coverage04
Subject to partner configuration and eligibilityWallets
Configured third-party wallet integrations.
Convenient returning-customer payments05
Subject to partner configuration and eligibilityEMI
Eligible card and partner-led instalment options.
Flexible high-value purchases06
Subject to partner configuration and eligibilityQR Payments
Static and transaction-specific QR experiences.
In-store and assisted collectionsA practical path forward
From business need to payment insight.
A clear operating model helps teams move quickly without losing control.
Understand the workflow
Map how customers pay, how teams review activity and what happens when something changes.
Choose the experience
Use an appropriate hosted, link-based, dashboard or API-led payment journey.
Connect the operations
Align references, notifications, refunds, settlements and reporting around the same flow.
Improve with insight
Review outcomes, identify friction and refine the experience as the business grows.
Made for many business models
Payment infrastructure that adapts to how you sell.
Whether you operate online, across physical locations or through a platform, Phonex Pay is designed to bring customer payments and internal operations closer together.
✓Digital commerceResponsive collections and useful order-level context.
✓Service businessesInvoices, links, reminders and easier payment follow-up.
✓Platforms and marketplacesStructured collection and payout workflows for multi-party operations.
E-commerce
Support smoother checkout and clearer order-payment visibility.
Education
Organise fee, application and programme collections.
SaaS
Connect plans, recurring billing and invoice history.
Retail
Bring QR and digital collection visibility across outlets.
Hospitality
Manage advance payments, deposits and refunds with context.
Professional services
Turn invoices and payment links into a cleaner receivables flow.
✓Protected by design
Access controlsEncrypted communicationActivity trailsRisk signalsSecurity-first thinking
Trust is built into every layer of the experience.
Phonex Pay is designed around careful access, protected communication, accountable actions and risk-aware payment operations.
Account protection
Strong authentication patterns, secure sessions and role-based access.
Data protection
Encrypted communication and responsible secrets-management practices.
Operational visibility
Clear activity trails, webhook verification and review-ready events.
Risk awareness
Signals and configurable checks that help teams investigate unusual activity.
Questions, answered clearly
What businesses should know.
What does Phonex Pay bring together?
The platform is designed to connect payment acceptance, payouts, subscriptions, invoices, refunds, settlements and reporting in one business experience.
Which payment methods can be offered?
UPI, cards, net banking, wallets, EMI and QR experiences may be available through configured banking and payment partners, subject to merchant eligibility.
Is Phonex Pay a bank or regulated wallet operator?
Phonex Pay is presented as a technology platform. Regulated services may be delivered through appropriately authorised partner institutions under applicable agreements.
Can the platform support a growing business?
The product direction is modular: businesses can begin with a focused collection workflow and add deeper integrations, automation and controls over time.
How are security and compliance described?
The platform uses security-focused design language without claiming certifications or regulatory approvals that have not been independently verified.
Are the dashboard figures on this page real?
No. Interface figures are illustrative content used to communicate the intended product experience and should not be treated as operating claims.
Registered business details
PHENOX AEROSPACE INDIA PRIVATE LIMITEDRegistered entity for Phonex PayConnect with Phonex Pay.
For business, partnership and platform enquiries, correspondence may be directed to our registered principal place of business.
GSTIN07AAOCP6508R1ZJ
Principal place of business
Office No. 202, Building No. 61, Second Floor,
Vijay Block, Lakshmi Nagar,
New Delhi, East Delhi, Delhi - 110092
Registration type
Private Limited Company · Regular GST registration